$10 off for Credit Warriors

Coupon Code: CREDITWARRIORS

Increase your credit score by reporting up to 2 years of past rent payments for only $94.95!

✓ Save an additional $10, Use coupon code: CREDITWARRIORS
✓ The average score increases 35-50 points in one week

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How To Build Credit Quickly By Reporting Your Rent

FAQ

How much will my credit score increase?

For thousands of RentReporters’ customers, the average increase is 40 points. While we would love to be able to predict a specific score we simply can’t because the scoring algorithm the bureaus use is proprietary and not available to us. We do think you’ll be inspired by the stories of our customers and the dramatic changes they have experienced.

How does rent reporting work?

During the signup process, you’ll need to verify your identity by providing information such as your social security number and date of birth. We’ll also ask you to provide your rental information for the past 24 months, including your address, your landlord’s contact information, the date you moved in and out (if applicable), and how much you’re paying in rent. Once you’ve completed the application, we’ll work directly with your landlord to verify their identity and confirm your on-time rent payments over the last 24 months.

Once we have verified your identity, your landlord, and your on-time rent payments, we will report your rental payment history to TransUnion. It usually takes about 5-7 days for the rental payments to post on your credit report. We will notify you when we’ve uploaded them, and notify you again when the rental tradeline is live on your credit report.

How long will it take for me to see a change in my credit score?

You will see your new score within 5-7 days after we have completed your verification.

Can I get my money back if my score doesn’t improve?

RentReporters is so confident that adding your on-time rent payments to your credit report will have such a significant impact, that if you’re not delighted with the initial increase in score, we will issue a refund. A refund request must be submitted to us within 48 hours from the time we notify you that your rental history has been added to your credit report. Please note that when a refund is processed, we’ll simultaneously be REMOVING your rental history from your credit report, which will also adjust your credit score back to where it would have been had the rent not been reported.

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Angela T’s Story

Angela Thompson

Why I Joined RentReporters:

I found myself unemployed, and as a result, I fell behind on my mortgage payments. I tried different loan modifications to keep my home, but that only made my situation worse, as my credit score plummeted due to all the hard credit inquiries. When it was all said and done, my credit score went down to 485!

I wound up selling my home and had to start over to rebuild my credit. I began my credit journey by focusing on paying my bills on time, but my efforts were not having a great impact on my score. And as time went on, my low credit score continued to affect my life in a negative way. For example, when searching for an apartment to rent, I was turned away because of my credit score. I also needed a new car, as my old car was breaking down, but I wasn’t able to purchase one since I was denied an auto loan. My score stopped me from getting anything I needed.

I decided to do some additional research, and in the process, read about RentReporters while looking online. Before that, I didn’t know that my rent payments could be reported to increase my credit score. Even my real estate agent didn’t know about reporting rent payments.

I signed up in August 2016, and my score went up in about a month. Today, my score is now in the high 600s!

After Joining RentReporters:

I continue to check my credit score like I do my bank account, and I am always educating myself by reading articles about credit and what I can do to continue to improve my credit score.

With my improved credit score, life has changed in many positive ways. I was approved for a credit card. Recently, I even got another new credit card in the mail – and I didn’t even apply for it! I was also approved for an auto loan. I’m looking to open a new business and would like to be a homeowner again – all that is now possible with my improved credit score.

My Experience with RentReporters:

The RentReporters team answered my questions, and they did what they said they would do, report my on-time rent payments, and as a result, my credit score increased. I have already recommended RentReporters to others, and will continue to recommend them to anyone who is looking to increase their credit score.

Artez D’s Story

Artez D

I had a low credit score and needed to start improving it, as my life was being negatively impacted. For example, I bought a new car, but I was approved for a loan with a high interest rate. In fact, the rate was so high, that I decided it was time to dig deeper and see what I could do to lower my interest rate – and what I learned was that meant I needed to improve my credit score.

I started my credit journey by doing a lot of research and exploring some of the resources I learned about through Credit Warriors. For instance, I began going through my credit report to clean up the negatives and remove accounts that I never applied for. I also signed up for RentReporters.

Before learning about RentReporters, I didn’t know that my rent payments could help improve my score. So, I signed up, and in less than one month, my score went up 32 points!

Now that my credit score has gone up, I am refinancing my auto loan. I’m also using everything I have learned through Credit Warriors and RentReporters to maintain my credit score.

Working with RentReporters has been great. I never had an issue getting in touch with anyone, and they were able to help me improve my score. I’m now referring them to others who want to improve their score, too.

Catrice M’s Story

Catrice M

I was in a pretty bad car accident – my car was totaled and I had to take medical leave from work. I decided I needed to do something to improve my credit score because if I didn’t, I would not be able to get a new car.

Unfortunately, my credit score was pretty low since getting divorced and making some bad financial choices. Also, before I started my credit journey, I didn’t really understand how credit works and what I needed to do to build and improve my score.

I started doing a lot of online research, joined a credit group, and read a number of articles and books, including Smart Money Secret. In that book, RentReporters was mentioned. I didn’t know that reporting my on time rent payments could improve my credit score. So, I called RentReporters, signed up, and in less than 30 days, my score improved by 110 points!

With my new and improved score, I was able to get a new car! And now that I have a better understanding of how credit works and what I can do to maintain my score, I am focused on cleaning up my credit, paying all my bills on time, and staying on top of what’s in my credit report.

I tend to ask a lot of questions, and Lawrence of RentReporters answered all of them. Working with Lawrence has been great – he kept me updated on each step, like when he called my landlord, when my payments would be reported to TransUnion, and when I could expect to see a credit score increase. His proactive communication really put me at ease, and for me, that’s really important, especially when dealing with something as personal and important as your credit.

Most people don’t understand credit – it’s something you start to avoid when you have bad credit. RentReporters made the process easy, and they were able to help me get the results I needed. Now, I just want to know more and more about credit and what I can to continue to improve my score!