Credit Education , Credit Score - 7 mins read
Financial Tips
After all…reporting your rent is just the start. We help you get serious about your finances!!
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Debt Management , Personal Finance - 12 mins read
Best Alternatives to a Payday Loan
Renting Tips - 7 mins read
What is Considered a Late Rent Payment?
Financial Goals - 13 mins read
10 Ways to Get Your Finances Under Control
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Renting Tips - 7 mins read
What is Considered a Late Rent Payment?
Late Payments With Your Landlord vs With Credit Reporting Agencies Are you worried about late payments to your landlord and it negatively affecting your credit score? A late rent payment might mean different things to you, to your landlord, and to credit bureaus. To help with that we will answer…
RentReporters , Student Account Manager
Credit Score - 8 mins read
10 Credit Score Myths You Can’t Afford to Believe
You probably have a general idea of how to get a good credit score – like by paying your bills on time, avoiding excessive debt, and not applying for too many credit cards. But there are a lot of credit myths out there that can prevent you from maximizing your…
RentReporters , Student Account Manager
Financial Goals - 13 mins read
10 Ways to Get Your Finances Under Control
Are you living paycheck to paycheck? Are you having difficulty paying all your bills on time? Are your credit cards maxed out? If the above sounds familiar, you’re not alone. Like many other people out there, your finances could use some TLC – but you keep putting it off, and…
RentReporters , Student Account Manager
Credit Education , Credit Score - 18 mins read
7 Unusual Ways To Build Credit Without Your Own Credit Card
Yes, it's true, you CAN build your credit score without your own credit card. If you already have a car loan or your cell phone line, you'll have to get creative if you want to build your score without using your own credit card. Luckily, we have some ideas for…
RentReporters , Student Account Manager
Credit Education , Credit Report - 17 mins read
What You Need to Know About Credit Reports and Your Rights
Credit laws and consumer protections are complicated. You don’t need to know every detail about these laws but you should definitely be familiar with your rights so know how to properly respond to issues that arise. The Equal Credit Opportunity Act (ECOA) The Fair Credit Reporting Act (FCRA) The Fair…
RentReporters , Student Account Manager
Homeownership , Personal Finance - 7 mins read
How To Calculate Your Debt-To-Income Ratio
When applying for a mortgage, the debt-to-income ratio (DTI) is one of the factors, along with credit score and income, that lenders use to determine your mortgage eligibility. If you’re hoping to qualify for a mortgage or a refinance, you’ll need to know about your debt-to-income ratio and how to…
RentReporters , Student Account Manager
Credit Education - 2 mins read
Applying for Your First Credit Card
We live in a credit-driven world, so if you have a low or no credit score, you might be getting through life without having a credit card. That can be challenging since you always need cash readily available to buy what you need. It’s the catch-22 of credit. If you…
RentReporters , Student Account Manager
Credit Education - 12 mins read
What Is Credit?
The Answers To All Your Important Questions. Credit is the ability to borrow money or access goods or services with the understanding that you'll pay later. Lenders, merchants, and service providers (known collectively as creditors) grant credit based on their confidence you can be trusted to pay back what you…
RentReporters , Student Account Manager
Credit Education , Credit Report , Credit Score - 5 mins read
Checking Your Credit Reports
One of the most important things you can do to protect your credit – especially now – is to check your report regularly. Equifax, Experian and TransUnion are making every consumer’s personal credit report available for FREE on a weekly basis through April 2021. To get a free copy of…
RentReporters , Student Account Manager
Credit Education , Credit Report - 3 mins read
Nationwide Credit Reporting Agency What You Need to Know
Most people who have entered the world of credit have heard of Experian, Equifax, and TransUnion. These three credit reporting agencies—also called credit bureaus and consumer reporting agencies—play a big role in our ability to get mortgages, car loans, credit cards, and sometimes even renting an apartment or getting a…