Holiday Credit Tip 9: Plan and Spread Out Your Purchases

Christmas, Hanukkah, Kwanzaa…for many, the end of the year means spending a lot of money to celebrate the holiday season. For this and future holidays, start planning ahead to relieve the financial stress.

One of the easiest ways to get started is to spread out your holiday purchases. Instead of making all of your purchases in November and December, make your purchases throughout the year, especially as you see great deals like seasonal sales. And if you can’t pay off your credit card balance, you’ll save on interest by spreading out your purchases, since you won’t be racking up big credit card bills all at once.

So, plan ahead and spread out your holiday purchases. You’ll save both time and money!