Faces of RentReporters: Vishal
Customer Success StoriesRentReporters
August 24, 2016
3 mins read
I moved to the United States in 2014, and in December of that year, I received my first credit card. I was not happy with the credit card, so I decided to close it. During this time, I was also shopping around to buy a house, and unfortunately, I did not know that canceling my credit card would negatively impact my credit score. In fact, my credit score plummeted by over 40 points, from 701 to 660!
Vishal Patel, Software Engineer
Why I Joined RentReporters:
I moved to the United States in 2014, and in December of that year, I received my first credit card. I was not happy with the credit card, so I decided to close it. During this time, I was also shopping around to buy a house, and unfortunately, I did not know that canceling my credit card would negatively impact my credit score. In fact, my credit score plummeted by over 40 points, from 701 to 660!
With a credit score of 660, I knew that I would not receive a good deal from lenders. I had to find a way to increase my credit score, and when you’re fighting to improve your credit score, you’ll do almost anything. I spent considerable time doing online research and watching a lot of YouTube videos. And what I learned was that one of the most applicable solutions to improve your credit score was to report previous and ongoing rent payments. I knew that by doing this, it would help me build my positive credit history.
I tried a well-known rent reporting service, but the experience was not positive. After I signed up, they contacted my landlord, who informed me that the security questions were invasive and their customer service was less than friendly. So, I decided to find another company and came across RentReporters.
After Joining RentReporters:
With my subscription, I had RentReporters report my current, as well as previous year’s rent from January 2015 to February 2016. In the first month of joining, my credit score improved – and continued to improve. Now, my credit score is 705. As a result, I was able to shop around for good mortgage deals, and in July 2016, I closed on my mortgage! Thanks to RentReporters, I am now back on track.
My Experience with RentReporters:
It’s amazing how transparent RentReporters’ process was. I received an alert during each phase of rent reporting, and it was immediately reflected on my credit report. For me, what stands out the most is RentReporters’ customer service – for that, I give them a 10 out of 10. Based on my success with RentReporters, their amazing customer service, and their affordable solutions, I would recommend them to anyone who is looking to positively impact their credit scores.
