Personal Finance Archives - Page 2 of 3

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Debt Management , Personal Finance - 8 mins read

How to Negotiate Medical Bills

Did you know that about one in three US adults has medical debt? According to research from Stanford economist Neale Mahoney, Americans have at least $140 billion in outstanding medical debt. However, you CAN negotiate your medical bills! If we can negotiate the price of our home, car, and salary,…

Stephany Lamas , Student Account Manager

Debt Management , Personal Finance - 4 mins read

How Much to Budget

Imagine that you've just graduated college and you've secured your first job. Your parents are passively encouraging you to move out of the home you've shared with them for the past 20 years. So now it's time to embark on your journey towards independence and go shopping for an apartment.…

Stephany Lamas , Student Account Manager

Credit Education , Personal Finance - 8 mins read

What is a Credit Tradeline?

If you’ve ever looked into ways to boost your credit or checked out credit repair services, you may have come across the term “credit tradeline.” Don’t knock yourself on the head if you don't know what that term means for you and your overall credit, we’re here to help you…

Aileth Kim , Student Account Manager

Debt Management , Personal Finance - 12 mins read

Best Alternatives to a Payday Loan

When Americans find themselves in extreme financial distress, as millions are today, payday loans might seem like the only option for relief. But the truth is, they’re unfair, costly, and take advantage of people who are most vulnerable. Payday loans are often issued to people who have bad credit, no…

RentReporters , Student Account Manager

Homeownership , Personal Finance - 7 mins read

How To Calculate Your Debt-To-Income Ratio

When applying for a mortgage, the debt-to-income ratio (DTI) is one of the factors, along with credit score and income, that lenders use to determine your mortgage eligibility. If you’re hoping to qualify for a mortgage or a refinance, you’ll need to know about your debt-to-income ratio and how to…

RentReporters , Student Account Manager

Personal Finance - 3 mins read

Three Things to Know About the 2nd Stimulus Payment

Many Americans are receiving a 2nd stimulus check for $600 from the federal government and have questions about how the money can or should be used. Below are three key points to know about the latest stimulus payments. (more…)

RentReporters , Student Account Manager

Personal Finance - 3 mins read

How to Find Good Online Deals During the Holidays

Black Friday and Cyber Monday may have passed but the battle among retailers for your holiday spending dollars is still going strong -- and the good news is that there are still a lot of deals to be had, especially when you’re shopping online. If you’re looking for ways to…

RentReporters , Student Account Manager

Personal Finance - 4 mins read

Smart Budgeting for the Holidays

Special contribution to RentReporters blog By: Sue Katz, American Consumer Credit Counseling It’s that time of year again: the holiday season! To save for the holidays, it’s best to start putting away money right after the holiday season for the next year. If you didn’t start last year, do not…

RentReporters , Student Account Manager

Personal Finance - 4 mins read

Responsible Spending on Black Friday and Cyber Monday

With the holidays just around the corner and two of the biggest shopping days ahead -- Black Friday and Cyber Monday -- now is a good time to reinforce good spending habits during this shopping-intensive time of year. In particular, if you’re worried about finances from a job loss or…

RentReporters , Student Account Manager

Personal Finance - 4 mins read

What They Don’t Teach You in School: Money Management and Laying Out Your SMART GOALS (Part 2)

Special contribution to RentReporters blog By: Sue Katz, American Consumer Credit Counseling In my last blog post we discussed how to set SMART goals. What are SMART goals? The acronym stands for Specific Measurable Attainable Realistic and Timely. Today we’ll discuss how to get in action to meet those goals. To…