Faces of RentReporters: Michele

Michele Noel, Business Analyst

Why Join RentReporters:

After my divorce, my credit score went down to the low 600s, and because of my low score, life became difficult. I was denied loans and credit cards. My car insurance rates doubled, and I had a difficult time getting approved to rent an apartment. I quickly learned that if you don’t have credit, you don’t have anything.

Before my divorce and the dip to my credit score, I never took the time to understand how credit works and what you can do to improve your score. Instead, I relied on people around me to take care of it.

Until I was in a situation where I couldn’t get access to credit did I truly understand that having a low credit score could hurt you. Everyone looks at your credit score when you’re applying for something, and that can negatively impact a person’s life. And what was frustrating is that it didn’t matter that I have a job and make good money. Bottom line, I had a low credit score, and that’s all that mattered.

I tried to improve my credit score on my own by pigging back off other trade lines. I also opened up secured credit cards, but these efforts had minimal impact on my credit score.

I heard about RentReporters from a friend, so I decided to give them a try. Before RentReporters, I never knew that my rent payments could be reported to improve my credit score.

After Joining RentReporters:

I’ve been a customer now for about 2 months, and I’ve seen my credit score improve, from just shy of 600 to 670! With my improved score, I have access to credit, and like most people, can get through everyday life. Now that I’m back on track, I pay my bills on time to make sure my credit score continues to improve.

Experience with RentReporters:

I signed up for RentReporters, and in 5 days, I was informed that my payments had been reported. They weren’t joking about the process! The team was super quick, and there was very little wait time to see results. Their customer service is amazing – everyone was professional and answered all my questions. I was even called by the president of the company! And we’re still keeping in contact. He sends emails to see how my experience with them is going. I was very impressed by that outreach. Without question, RentReporters is the best. I have recommended them to friends and colleagues, and will continue to recommend them to anyone who needs to improve their credit score.