No credit history, or a score that needs work? RentReporters reports your on-time rent to all three major bureaus – Equifax, Experian, and TransUnion, so the rent you already pay helps move your credit forward.
Some renters have no credit score at all, because they have little credit history. Others are working to rebuild a score that took a hit. RentReporters meets you where you are, turning the on-time rent you already pay into real, positive data on your credit file.
With a thin or empty credit file, scoring models have nothing to measure, so they return no score at all. Reporting your rent gives them the data to create one.
If your score took a hit, a steady run of on-time rent payments adds positive history to your file, helping move your credit in the right direction.
Building toward a mortgage? Your rent can count there too.
You can pay rent perfectly for years and have none of it show up where lenders look. RentReporters changes that.
After we verify and add your rent, customers see an average increase of about 40 points, in as little as 10 days.
Federal regulators have approved Fannie Mae and Freddie Mac to accept VantageScore 4.0, a credit score that can factor in on-time rent. RentReporters verifies your on-time rent and adds it to your credit report, where it can count toward the score lenders are now able to use for a mortgage.
Unscorable renters who reached a credit score with us. Here is where reporting rent took them.
Pick monthly or save with annual. A one-time $94.95 setup fee gets you started, and SmartPay can split it into three payments.
Money-back guarantee
If reporting your rent doesn’t help your credit, request a refund within 7 days of being notified it was reported, and we’ll refund your signup fee.
